ANSWER is backed by our outstanding service. In addition to trouble-free claim service, we offer a wide range of commercial and small business insurance services to help lower the risk of loss.

We offer a comprehensive menu of products and services to meet the needs of small, mid-size and large commercial businesses. We are ideally positioned to provide competitively-priced programs in specialty niche markets, including home builders, mortgage brokers and bankers, real estate brokers and business owners.

There are 3 ways to get rich: 1) Earn it, 2) Win the Lottery or 3) Sue somebody. We have all heard of the bogus law suits such as the McDonalds hot coffee cases. Or the robber that was robbing a school, got hurt and sued the school and won. Statistics show you are 3 times more likely to end up in court than in the hospital.

Why Do I Need Liability Insurance? It does not mean you are at fault. It’s not about the 1,000 of 1,000 of customers that don’t sue you it’s about the one that does. Can you afford to protect your self against a $1,000,000 law suit.When a person sues you they pay nothing up front. The attorney gets paid from the money they win in the law suit. You on the other hand have to pay for a retainer up front. It is not about being right or wrong it is about which lawyer is the best sales man.